Radon Reduction

Thursday, July 3, 2008

News in brief (Onalaska Community Life)

Here are a selection of brief news items from this week's paper edition, and possibly a few news briefs that didn't make it in the paper.

Tired of renting? Relocating for a new job? Have a growing family? It may be time for you Radon Test buy a new home. However, before you dive into this large financial purchase, make sure you ask yourself these five questions:

HOW MUCH CAN I AFFORD?

Check online for financial calculators that use your income and debts to calculate how much you can afford to spend on a house. The best calculators will also include tallies for things like your annual homeowners insurance premiums, real estate taxes and maintenance costs. These calculators usually tell you the maximum amount you should spend on a house.

WHAT NEIGHBORHOODS DO I LIKE?

If you have kids, it's important to check out things like the local schools and parks. You may also want to consider things like crime rates, employment rates, the commute to your job, shopping and traffic issues. Some folks prefer planned developments, and others like the freedom of no rules and restrictions. You'll need to figure out what's best for you.

ARE THERE HOME INSPECTIONS I NEED?

Check with your real estate agent to find out what typical home inspections are included in the geographic area where you want to buy your home. Then pay close attention to see if you need to get other inspections, too. If the area is known for a high rate of radon, you may want a radon test. If termites are common in the neighborhood, you may need a pest inspection.

DOES IT MEET MY NEEDS?

When you do start looking at houses, make sure they meet your needs. Sure, you may fall in love with the built-in bookcase and breakfast nook, but is the yard too small for your kids and dogs? Maybe the little den would make a perfect small office, but there aren't enough bathrooms.

ARE THERE OTHER HAZARDS?

If the house is older, you may need to worry about hazards like lead paint. Depending on the state or city, you might want to see if the house is located in a high-risk zone for things like flooding, tornados, hurricanes or earthquakes. Here is a list of recommended Radon Test abcloanguide /mortgageloans.shtml">Home Mortgage Lenders online. It's important to use a reputable lender online to make sure your personal information is secure.

Buying a new home is a serious financial commitment with long-term consequences. Make sure you carefully consider all the pros and cons of any house before you decide to purchase it.

Use ABC Loan Guide's sources to find a abcloanguide /mortgageloans.shtml">Low Interest Rate Mortgage Loan, or to research abcloanguide /newhomeloanmortgage.shtml">New Home Mortgage Loans as well.

Wells in southern N.B. town have unacceptable levels of arsenic and uranium (Times & Transcript)

Tests on water from wells in a community in southwest New Brunswick indicate some high levels of uranium and arsenic.

Genealogy is like a big Jigsaw Puzzle! If you dont put the pieces together correctly, youll never see the full picture. So where do you start? This is the most common question asked. The answer is start with yourself and work backwards. Dont get tempted to skip a few generations and run the risk of researching the wrong line. Its better to be methodical and approach your research step by step. That way, youve less likely to research someone who isnt your relative.

A simple but effective way to research your immediate generation is to construct a chart of your family as far as you can go. Then interview and ask your relatives, especially parents and grandparents to fill in the gaps and add more information. This will kick start your research and probably provide about 100 years of history. Be sure to document this well. In particular, identify each person with personal information such as the following:

Name

Important dates such as their birth, death and marriage (If applicable)

Their occupation and interests

Their relationship to other members of the family

Their birthplace address and other places of residence

A Pedigree Chart allows you to list your pedigree such as your parents, grandparents, great grandparents and so on.

A Family Work Group Sheet allows you to record the information of your entire family.

You need to print multiple copies of the above charts. Purchase a 3 ring binder to store the information. The charts will save you a heap of time and effort because it organizes your information in an orderly and simple format. You will soon notice what important information is missing and what is incomplete. Dont worry this is perfectly normal. This is where the fun begins as you begin to research more carefully. Organizing your information this way will help you avoid the pitfalls that most people face. It will help you establish the proper groundwork. Take small steps; dont go too far back yet. Be very sure about the information you have before you take the next step. Otherwise, you will end up researching the wrong ancestor. I recommend you document all your research so that you dont go over old ground.

So, how do you fill in the gaps from your charts? I suggest you circle any missing information to highlight the gaps. As already mentioned you start with yourself and work backwards. You should bring together and document your own life first. Gather any records such as education, photographs, birth certificates, marriage, journals, and family bibles and so on. Then do the same thing for your parents, grandparents etc. All these documents could be a great source of information, providing important dates of events, places of residence, occupations and so on. It will bring your family history alive. If youre visiting relatives homes, be sensitive to their feelings and respectful. Ask permission to obtain copies of any documents, such as wills, Birth, Death and Marriage certificates. Official documents are a great source of information. They provide names, dates, places and information about other relatives. Involve them in your project. Explain you are personally interested in their personal history and tracing your roots.

Family documents, photographs and other documents can provide valuable information and point you to the right direction in your research. Often photos and documents have dates and places written on the back of them. This can guide you to where to search for official records. Open your mind; often deceased ancestors have left many sources of information such as scrap books, old family bibles, wills, Birth, death & marriage certificates, letters, postcards, journals, military records, Biographies and so much more.

As you speak to your family find out where relatives were married and buried. Churches and Cemeteries can be a good source of information. When visiting the cemetery photograph the tomb stones of your relatives. They usually provide accurate dates and sometimes may reveal names of relatives you never knew existed. Often family members are buried in the same plot or nearby. Nearby unmarked graves may indicate children that died in their infancy? Contact the cemetery administrators for more information.

Summary of sources to research:

Birth, Death & Marriage Certificates

Family Bibles

Wills

School Reports

Photographs

Scrap Books

Letters

Postcards

Journals

Military Records

Biographies

Churches

Cemeteries

CONCLUSION

Be patient, persistent and dont completely rely on peoples memories. They can be inaccurate. The most reliable information comes from primary official sources, but you should have an open mind. You never know where you could pick up a lead. Keep all information no matter how insignificant it may seem. Often a piece of information that doesnt initially fit makes perfect sense later when new pieces of information become available. Then the jigsaw puzzle begins to reveal its full picture. Finally, be organized and keep detailed accurate records. Your next step will be to utilize community, state, national and worldwide resources. If you need help and want to save a lot of time and money check out my Genealogy Starter E-Book. It contains valuable information on how to start your Family History, outlines a 5 step quick guide, reviews the best internet sites, shows you where to get free Computer Genealogy Software and outlines numerous resources worldwide to do research. genealogy4beginners

Nick Grbin is the webmaster of genealogy4beginners /"> genealogy4beginners /

The web site outlines a Genealogy Ebook that saves time, effort and money researching your Ancestors, You can subscribe to the FREE Family History for Beginners Newsletter with great tips & information.